INSURANCE
& COVERAGE

UNINSURED

Lyon-Martin will never turn any client away for lack of ability to pay. We do not send anyone to collections for failing to pay bills. Clients who are uninsured or underinsured will be asked to apply for our sliding scale, which allows for low-income clients to be billed at small flat rate fee based on income. If you do not have any income documentation, you may sign a letter self-attesting your income. Sliding scale applications should be completed within 30 days of your first uncovered appointment and are renewed annually. 

We can enroll clients who are uninsured into coverage programs such as:

Healthy San Francisco (HSF)

HSF is a city-funded program that covers specialty care and lab services at San Francisco General Hospital. HSF does not cover the cost of visits at the clinic, so clients should separately apply for our sliding scale program to potentially reduce the cost of care. 

Every Woman Counts (EWC) & Breast & Cervical Cancer Treatment Program (BCCTP)

EWC is a state-funded program that covers the cost of breast and cervical cancer screening services such as pap smears, colposcopies, mammograms, and diagnostic biopsies for people who are uninsured. If diagnosed, BCCTP would then cover the cost of treatment.

Family Planning, Access, Care, and Treatment (FPACT)

FPACT is a state-funded program that provides no-cost, comprehensive family planning and reproductive health services to eligible low-income residents of reproductive age who do not have health insurance. Covered services include various contraceptive methods and supplies, counseling, sexually transmitted infection (STI) testing and treatment, HIV screening, and cervical cancer screening.

MEDICARE
& MEDI-CAL

PRIVATE OR COMMERCIAL PLANS

We accept all PPO-type insurance, however, please assume we are out of network, unless specified as in-network. You can call your plan to check if we are an in-network provider.  

If you have an EPO or POS or HMO plan, you do not have out-of-network benefits. Please confirm with your insurance that we are in-network before scheduling with us. If you have an HMO or EPO plan, you will need to confirm you can assign our clinic as your primary medical home or primary care provider. If not, you will need to see if you can get a referral from your assigned primary care provider to our clinic. 

COVerages we do not accept

Please see notes about EPO/POS/HMO commercial insurance under Private or Commercial Coverage above. We do not guarantee that we are in-network with any of these plans. If we are not listed as your primary care provider (PCP) on your insurance card, please call your plan to see if we are in-network or if you need a referral from your primary care provider to see us. 

If you do not have the option to switch to one of the plans above, please check with your current plan about local options for gender affirming care. If they cannot help you find an option, you can ask about obtaining special member status or ask your insurance-assigned primary care provider for a referral to Lyon-Martin for specialty care so your insurance covers your visits.  

§ Special member status allows someone to be a member of their current plan, but without a designated primary care provider, allowing them to go to many providers more easily.  

We have seen patient successful gain special member status from a managed care plan for one of two reasons: 

  1. Continuity of Care – Informing the plan that the patient already has established primary care with our clinic. This is designed to give patients already connected to care elsewhere 12 months to arrange transfer of their care to another provider in network. 

  2. Gender Affirming Care – If the health plan does not cover a clinic that can provide competent healthcare of this kind, they must cover gender affirming care out of county. 

SUPPORT FOR COVERAGE

Clear as mud? schedule an appointment with our eligibility team at (415) 565-7667

You must call yourself to request this change in status, but we can help you make this call if you want assistance. Here are some tips: 

  • Call the customer service number on the back of the insurance card or go to DHCS website above for the plan number. 

  • Tell the health plan that you have been receiving services at Lyon-Martin and are requesting special member status for continuity of care.  

  • The representative may not know the process for obtaining special member status. That’s okay! 

  • Ask to speak with a supervisor who does know the process. 

  • They may tell you that you need to fill out “continuity of care” paperwork to obtain special member status. They should mail or email you the form and you can mail or fax it back to them. 

  • They may tell you that you need a referral from a clinic in to come to Lyon-Martin and obtain special member status. If this is the case, you must book a new patient appointment with your assigned primary care provider through your plan and request a referral from them. 

  • If you are seeking special member status for gender affirming care, and you have not been able to access that care through your plan, you can tell the representative: “Under California law, I need access to transgender care, and my insurance must cover that care. No one in-network offers transgender care, but Lyon-Martin Health Services does. To provide adequate care and fulfill ‘network adequacy’, you must allow me to seek care where that can happen, and Lyon-Martin offers that care.” 

  • The representative may be able to help you find a clinic that can provide gender affirming care in your local area and that is already in-network with the plan. That’s great! You can also connect your local provider to TransLine, https://project-health.org/transline/, where they can connect to gender affirming care experts across the country.